CCPA
California regulation granting residents data privacy rights
SAMA CSF
Saudi regulatory framework for financial cybersecurity
Quick Verdict
CCPA grants California consumers privacy rights over data use, mandating notices and opt-outs for qualifying businesses. SAMA CSF requires Saudi financial firms to achieve cybersecurity maturity via governance and controls. Companies adopt CCPA for CA compliance, SAMA CSF for regulatory resilience.
CCPA
California Consumer Privacy Act (CCPA/CPRA)
SAMA CSF
SAMA Cyber Security Framework Version 1.0
Key Features
- Six-level maturity model targeting Level 3 minimum
- Four core domains with detailed subdomains
- Principle-based risk management approach
- Board-level governance and CISO requirements
- Third-party risk and payment systems controls
Detailed Analysis
A comprehensive look at the specific requirements, scope, and impact of each standard.
CCPA Details
What It Is
California Consumer Privacy Act (CCPA), as amended by CPRA, is a state regulation establishing consumer data privacy rights for California residents. It targets for-profit businesses meeting thresholds like $25M revenue or handling 100K+ consumers' data, using a rights-based approach with opt-out emphasis over consent.
Key Components
- Core **consumer rightsknow/access, delete, correct, opt-out sales/sharing, limit sensitive PI use.
- Notices at collection, privacy policies, GPC honoring.
- No fixed controls; focuses on data mapping, vendor contracts, security.
- Enforcement by CPPA/AG with fines up to $7,500/violation; private breach actions.
Why Organizations Use It
Mandatory for applicable firms to avoid fines, litigation, reputational harm. Provides risk mitigation, data governance efficiency, consumer trust, market differentiation, GDPR alignment.
Implementation Overview
**Phased approachscoping/gap analysis (0-3 months), policies/contracts (1-4 months), technical controls (2-6 months), operationalization/training, audits. Applies to tech/retail/finance globally touching CA data; no certification, but ongoing audits required.
SAMA CSF Details
What It Is
The Saudi Arabian Monetary Authority Cyber Security Framework (SAMA CSF, Version 1.0, May 2017) is a mandatory regulatory framework for SAMA-regulated financial institutions in Saudi Arabia. Its primary purpose is to ensure cybersecurity resilience through governance, risk management, and controls, protecting information assets' confidentiality, integrity, and availability. It employs a principle-based, risk-oriented approach with a six-level maturity model.
Key Components
- Four main domains: Cyber Security Leadership and Governance, Risk Management and Compliance, Operations and Technology, Third-Party Cyber Security.
- Detailed subdomains with principles, objectives, and control considerations (over 100 subcontrols).
- Built on NIST CSF, ISO 27001, PCI-DSS; minimum Maturity Level 3 via self-assessments.
Why Organizations Use It
- Mandatory compliance for banks, insurers, etc., avoiding penalties and audits.
- Enhances resilience, reduces incidents, enables strategic partnerships.
- Builds stakeholder trust, competitive edge in digital finance.
Implementation Overview
- Phased: gap analysis, risk assessment, deployment, monitoring.
- Applies to all SAMA entities; board-level governance required.
- Self-assessments and SAMA audits; no external certification.
Key Differences
| Aspect | CCPA | SAMA CSF |
|---|---|---|
| Scope | Consumer privacy rights, data sales/sharing | Cybersecurity governance, operations, third-parties |
| Industry | All businesses meeting CA thresholds | Saudi financial institutions only |
| Nature | Mandatory CA privacy regulation | Mandatory cybersecurity framework |
| Testing | Internal audits, consumer request testing | Periodic self-assessments, maturity audits |
| Penalties | $2,500-$7,500 per violation, breach actions | Supervisory actions, fines, license risks |
Scope
Industry
Nature
Testing
Penalties
Frequently Asked Questions
Common questions about CCPA and SAMA CSF
CCPA FAQ
SAMA CSF FAQ
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