GLBA
U.S. law for financial privacy notices and safeguards
AS9100
International standard for aerospace quality management systems.
Quick Verdict
GLBA mandates privacy notices and security programs for financial institutions protecting NPI, while AS9100 certifies aerospace suppliers with rigorous QMS for product safety and traceability. Organizations adopt GLBA for legal compliance, AS9100 for market access.
GLBA
Gramm-Leach-Bliley Act (GLBA)
Key Features
- Mandates privacy notices and opt-out rights for NPI sharing
- Requires comprehensive written information security program
- Applies to broad non-bank financial institutions
- Designates Qualified Individual with board reporting
- Imposes 30-day FTC breach notification for 500+ consumers
AS9100
AS9100D:2016 Aerospace Quality Management Systems
Key Features
- Configuration management for product integrity
- Product safety processes across lifecycle
- Counterfeit parts prevention and detection
- Operational risk management in Clause 8
- Enhanced supplier controls and traceability
Detailed Analysis
A comprehensive look at the specific requirements, scope, and impact of each standard.
GLBA Details
What It Is
Gramm-Leach-Bliley Act (GLBA) is a U.S. federal regulation enacted in 1999. It establishes privacy and security obligations for financial institutions handling nonpublic personal information (NPI). Primary purpose: ensure transparency in data sharing and robust safeguards against unauthorized access. Adopts a risk-based approach via Privacy Rule and Safeguards Rule.
Key Components
- Privacy Rule (16 C.F.R. Part 313): notices, opt-out rights for nonaffiliate sharing.
- Safeguards Rule (16 C.F.R. Part 314): written security program with administrative, technical, physical controls; nine core elements including risk assessment, Qualified Individual, vendor oversight.
- **Pretexting provisionsanti-social engineering protections. Compliance via FTC enforcement for non-banks; no formal certification but auditable programs.
Why Organizations Use It
Mandated for financial entities; reduces breach risks, penalties up to $100,000/violation. Builds customer trust, enables secure operations, differentiates in competitive markets. Aligns with cybersecurity best practices.
Implementation Overview
Phased: scoping, risk assessment, policy development, technical controls (encryption, MFA), training, testing, vendor management. Applies broadly to banks, fintechs, tax firms; global reach via U.S. activities. Ongoing audits, board reporting required.
AS9100 Details
What It Is
AS9100D:2016 is the international quality management system (QMS) standard for aviation, space, and defense organizations. It augments ISO 9001:2015 with over 100 aerospace-specific requirements using a risk-based, process-oriented approach across 10 clauses.
Key Components
- **Clause 8 additionsconfiguration management, product safety, counterfeit parts prevention, operational risks.
- Built on Annex SL structure with PDCA cycle.
- Emphasizes supplier controls, human factors, traceability.
- Third-party certification via IAQG-accredited audits.
Why Organizations Use It
- **Market accessRequired by OEMs for supplier qualification.
- Reduces defects, improves delivery, ensures safety.
- Enhances risk management, supply chain integrity.
- Builds stakeholder trust via OASIS visibility.
Implementation Overview
- Phased: gap analysis, process design, training, internal audits.
- 6-18 months typical; suits all sizes in ASD sectors globally.
- Stage 1/2 audits, annual surveillance, 3-year recertification.
Key Differences
| Aspect | GLBA | AS9100 |
|---|---|---|
| Scope | Consumer financial privacy and data security | Aerospace quality management and product safety |
| Industry | Financial institutions, non-banks like tax preparers | Aviation, space, defense manufacturing and suppliers |
| Nature | Mandatory federal regulation with FTC enforcement | Voluntary certification standard based on ISO 9001 |
| Testing | Risk assessments, penetration testing, annual reporting | Internal audits, Stage 1/2 certification, surveillance audits |
| Penalties | Civil penalties up to $100k per violation, imprisonment | Loss of certification, contract disqualification, no fines |
Scope
Industry
Nature
Testing
Penalties
Frequently Asked Questions
Common questions about GLBA and AS9100
GLBA FAQ
AS9100 FAQ
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