GLBA
U.S. law for financial privacy notices and safeguards
FSSC 22000
GFSI-benchmarked certification scheme for food safety management systems.
Quick Verdict
GLBA mandates privacy notices and security programs for US financial firms protecting NPI, while FSSC 22000 certifies global food chains with ISO 22000, PRPs, and hazard controls. Firms adopt GLBA for regulatory compliance; FSSC for market access and safety assurance.
GLBA
Gramm-Leach-Bliley Act
Key Features
- Mandates privacy notices and opt-out for NPI sharing
- Requires written risk-based information security program
- Designates Qualified Individual for security oversight
- Imposes 30-day FTC breach notification for 500+ consumers
- Extends to broad non-bank financial institutions
FSSC 22000
FSSC 22000 Food Safety System Certification
Key Features
- Integrates ISO 22000 with sector-specific PRPs
- GFSI-benchmarked for global market access
- Additional requirements for food defense and fraud
- Risk-based environmental monitoring and allergen controls
- Food safety culture and quality objectives
Detailed Analysis
A comprehensive look at the specific requirements, scope, and impact of each standard.
GLBA Details
What It Is
Gramm-Leach-Bliley Act (GLBA) is a U.S. federal regulation enacted in 1999. It establishes privacy and security standards for financial institutions handling nonpublic personal information (NPI). Primary purpose: ensure transparency in data sharing and robust safeguards against unauthorized access. Adopts a risk-based approach via Privacy Rule and Safeguards Rule.
Key Components
- Privacy Rule (16 C.F.R. Part 313): initial/annual notices, opt-out rights for nonaffiliated sharing.
- Safeguards Rule (16 C.F.R. Part 314): comprehensive security program with administrative, technical, physical controls.
- **Pretexting provisionsanti-social engineering protections. Built on governance, risk assessment, vendor oversight; no formal certification but FTC enforcement.
Why Organizations Use It
- Mandatory for covered financial institutions (banks, non-banks like tax firms, auto dealers).
- Mitigates enforcement risks (fines up to $100K/violation).
- Enhances customer trust, operational resilience, vendor management.
- Provides competitive edge via demonstrated data protection.
Implementation Overview
Phased: scoping, risk assessment, policy development, technical controls (encryption, MFA), training, testing. Applies to any handling NPI; FTC audits non-banks. Ongoing board reporting, annual reviews required. (178 words)
FSSC 22000 Details
What It Is
FSSC 22000 (Food Safety System Certification 22000) is a GFSI-benchmarked certification scheme for Food Safety Management Systems (FSMS). It applies across food chain categories from farming to packaging. Built on ISO 22000:2018 PDCA cycle, it integrates risk-based hazard analysis with PRPs.
Key Components
- **Three pillarsISO 22000 clauses 4-10, sector-specific PRPs (ISO/TS 22002 series), FSSC Additional Requirements (e.g., food defense, fraud, allergens).
- Covers 20+ Additional Requirements in Version 6.
- HACCP-embedded operational controls (PRPs, OPRPs, CCPs).
- Third-party certification via licensed CBs per ISO 22003-1.
Why Organizations Use It
- Meets retailer/buyer GFSI demands for market access.
- Reduces recalls, enhances supply chain trust.
- Manages risks like fraud, defense, allergens.
- Builds reputation via public certificate register.
Implementation Overview
- Phased: gap analysis, FSMS design, training, audits.
- 6-12 months typical for small sites.
- Suits food manufacturers, packaging, logistics globally.
- Requires Stage 1/2 audits, surveillance/recertification.
Key Differences
| Aspect | GLBA | FSSC 22000 |
|---|---|---|
| Scope | Consumer financial privacy and data security | Food safety management systems across chain |
| Industry | Financial institutions, non-banks (US-focused) | Food chain: manufacturing, packaging, logistics (global) |
| Nature | US federal regulation with FTC enforcement | GFSI-benchmarked voluntary certification scheme |
| Testing | Risk assessments, penetration testing, annual reports | ISO audits, PRP verification, certification cycles |
| Penalties | Civil fines up to $100k/violation, imprisonment | Loss of certification, market access denial |
Scope
Industry
Nature
Testing
Penalties
Frequently Asked Questions
Common questions about GLBA and FSSC 22000
GLBA FAQ
FSSC 22000 FAQ
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