What is the primary objective of **LGPD**?

**The primary objective of **LGPD** (Lei Geral de Proteção de Dados Pessoais, Law No. 13.709/2018) is to protect the fundamental rights of freedom and privacy through comprehensive regulation of personal data processing.** Enacted August 14, 2018, it unifies fragmented norms, mandating 10 core principles (Art. 6)—including purpose limitation, necessity, transparency, security, prevention, non-discrimination, and accountability—for controllers and processors handling data of identified/identifiable natural persons, including sensitive data like health or biometrics (Art. 5).

Who is legally or professionally required to comply with **LGPD**?

**All controllers and processors handling personal data in Brazil, targeting Brazilian residents, or collected therein must comply with **LGPD**, regardless of company size or location (Art. 3 extraterritorial scope).** This includes public/private entities in sectors like e-commerce, fintech, healthcare, and cloud services; no employee/revenue thresholds apply, capturing multinationals via B2B/employee data.

Does **LGPD** require an external audit or third-party certification?

****LGPD** does not mandate external audits or third-party certification, but ANPD may conduct audits and requires controllers to maintain processing records (Art. 37) and DPIAs for high-risk activities (Art. 38).** ANPD enforces via inspections; voluntary certifications enhance compliance demonstration.

How often should an assessment for **LGPD** be performed?

**LGPD assessments, including Records of Processing Activities (RoPAs) and DPIAs, must be maintained continuously, with regular internal reviews (e.g., quarterly audits) and updates for new processing or ANPD guidance.** Incident logs retain 5 years; ANPD demands on-request DPIAs for legitimate interests/high-risk (Resolution CD/ANPD No. 15/2024).

What are the consequences of non-compliance with **LGPD**?

**Non-compliance with **LGPD** incurs graduated ANPD sanctions, including fines up to 2% of Brazilian revenue (capped at R$50 million per infraction), data blocking/deletion, processing suspension (up to 6 months), and publicity of violations (Art. 52-53).** Factors like gravity, cooperation, and safeguards influence penalties; civil damages also apply (Art. 42).

Can **LGPD** be mapped to other international frameworks?

**Yes, **LGPD** maps closely to international frameworks due to shared principles like purpose limitation, minimization, and data subject rights, facilitating hybrid compliance programs.** ANPD recognizes convergences (e.g., 10 principles expand on common ones), with mechanisms like SCCs (Resolution CD/ANPD No. 19/2024) enabling transfers.

What is the first step to begin implementing **LGPD**?

**The first step to implement **LGPD** is appointing a Data Protection Officer (DPO) for controllers and conducting comprehensive data mapping to create a Record of Processing Activities (RoPA).** Publish DPO details publicly; map flows, legal bases (Art. 7, 10 options), sensitive data, and transfers to enforce principles (Art. 6).

What is the primary objective of **GLBA**?

**The primary objective of GLBA is to require financial institutions to explain their information-sharing practices and safeguard nonpublic personal information (NPI).** Enacted in 1999, GLBA's Title V mandates transparency via the **Privacy Rule (16 C.F.R. Part 313)** for notices and opt-outs on sharing NPI with nonaffiliated third parties, and security via the **Safeguards Rule (16 C.F.R. Part 314)** for a comprehensive information security program with administrative, technical, and physical safeguards.

Who is legally or professionally required to comply with **GLBA**?

**Financial institutions under FTC jurisdiction, defined broadly by activities like loans, financial advice, or insurance, must comply with GLBA.** This includes non-banks such as mortgage brokers, payday lenders, debt collectors, tax preparation firms, check cashers, and auto dealers arranging financing. Entities handling NPI from consumers are covered, enforced by FTC for non-banks and banking regulators for depository institutions.

Does **GLBA** require an external audit or third-party certification?

**No, GLBA does not mandate external audits or third-party certification.** The **Safeguards Rule** requires internal risk assessments, vulnerability scans, and penetration testing (at least annually for critical systems), plus service provider oversight with due diligence like SOC reports. Organizations must maintain evidence of controls but rely on self-documented programs with board reporting.

How often should an assessment for **GLBA** be performed?

**Risk assessments under GLBA must be performed periodically, at least annually, and after material changes in operations or threats.** The revised **Safeguards Rule** (effective June 2023) mandates written assessments inventorying NPI, evaluating threats, and driving control updates, with vulnerability assessments semi-annually and penetration testing annually.

What are the consequences of non-compliance with **GLBA**?

**Non-compliance with GLBA can result in civil penalties up to $100,000 per violation for institutions and $10,000 per violation for individuals, plus up to 5 years imprisonment for willful violations.** FTC enforcement includes cases like Equifax and PayPal, with remediation orders, reputational harm, and a new 30-day breach notification to FTC for incidents affecting 500+ consumers (effective May 2024).

Can **GLBA** be mapped to other international frameworks?

**Yes, GLBA's Safeguards Rule maps to frameworks like NIST CSF and ISO 27001 for risk assessments, access controls, and incident response.** Its requirements for encryption, MFA, vendor oversight, and governance align with these, enabling integrated compliance programs without direct cross-references in regulations.

What is the first step to begin implementing **GLBA**?

**The first step to implement GLBA is to designate a Qualified Individual to develop and oversee the information security program.** Per the revised **Safeguards Rule**, this person (internal or supervised external) conducts scoping, NPI inventory, and initial risk assessment, followed by annual board reporting on risks, testing, and incidents.

LGPD vs GLBA | GRADUM

Standards Comparison

LGPD

Mandatory

2020

Brazil's comprehensive federal law for personal data protection

GLBA

Mandatory

1999

U.S. law for financial privacy notices and data safeguards

Quick Verdict

LGPD mandates comprehensive data protection for all Brazilian processing, granting subjects robust rights with ANPD enforcement. GLBA requires financial firms to provide privacy notices and security programs for NPI. Companies adopt LGPD for Brazil compliance, GLBA to protect US financial data and avoid FTC penalties.

Data Privacy

LGPD

Lei Geral de Proteção de Dados Pessoais (Law 13.709/2018)

Cost

€€€€

Complexity

High

Implementation Time

12-18 months

Financial Privacy

GLBA

Gramm-Leach-Bliley Act (GLBA)

Cost

€€€

Complexity

High

Implementation Time

6-12 months

Key Features

Privacy notices and opt-out rights for NPI sharing
Written information security program with safeguards
Qualified Individual for program oversight and reporting
30-day FTC breach notification for 500+ consumers
Service provider selection, contracting, and monitoring

Detailed Analysis

A comprehensive look at the specific requirements, scope, and impact of each standard.

LGPD Details

What It Is

Lei Geral de Proteção de Dados Pessoais (LGPD), Law No. 13.709/2018, is Brazil's comprehensive data protection regulation. It governs personal data processing with extraterritorial scope, applying to any entity targeting Brazilian residents. Adopts a risk-based approach with 10 core principles like purpose limitation, necessity, and accountability.

Key Components

10 principles (purpose limitation, adequacy, security, prevention, non-discrimination, accountability).
Data subject rights (access, correction, deletion, portability, anonymization, objection to automated decisions).
Legal bases (10 options including consent, legitimate interests, credit protection).
ANPD enforcement with graduated sanctions; mandatory DPO, records, DPIAs for high-risk processing.

Why Organizations Use It

LGPD compliance avoids fines up to 2% Brazilian revenue (R$50M cap), operational suspensions, and reputational harm. Enables trust-building, market access in Brazil's digital economy, and synergies with GDPR. Reduces breach risks amid cyber threats.

Implementation Overview

**Phased risk-based methodologygovernance/DPO appointment, data mapping/RoPA, policies, technical controls (encryption, access), DSR/incident processes, vendor management/SCCs. Applies to all sizes/sectors processing Brazilian data; ANPD audits enforce, no certification but records/DPIAs required.

GLBA Details

What It Is

The Gramm-Leach-Bliley Act (GLBA) is a U.S. federal regulation enacted in 1999, establishing baseline protections for consumer financial privacy and data security. It targets financial institutions broadly defined, including non-banks like tax preparers and auto dealers handling nonpublic personal information (NPI). GLBA employs a risk-based approach via the Privacy Rule and Safeguards Rule.

Key Components

**Privacy Rule (16 C.F.R. Part 313)Mandates initial/annual notices and opt-out rights for nonaffiliated third-party sharing.
**Safeguards Rule (16 C.F.R. Part 314)Requires a written information security program with administrative, technical, physical safeguards; updated 2023 with Qualified Individual, board reporting, breach notification (>500 consumers).
**Pretexting provisionsProhibits false pretenses for obtaining NPI. No formal certification; compliance via self-implementation and FTC enforcement.

Why Organizations Use It

Mandatory for covered entities to avoid FTC penalties (up to $100K/violation).
Enhances risk management, customer trust, operational resilience.
Provides competitive edge via demonstrable privacy/security practices.

Implementation Overview

Phased: scoping, risk assessment, policy development, technical controls (encryption, MFA), vendor oversight, training, testing. Applies to U.S. financial activities; audits via enforcement actions. (178 words)

Key Differences

Aspect	LGPD	GLBA
Scope	Personal data processing, rights, transfers	Financial NPI privacy, security program
Industry	All sectors, Brazil residents globally	Financial institutions, US non-banks
Nature	Mandatory comprehensive data protection law	Sectoral privacy/security regulation
Testing	DPIAs for high-risk, ANPD audits	Penetration tests, vulnerability assessments annually
Penalties	2% Brazilian revenue, up to R$50M	Up to $100K per violation, civil/criminal

Scope

LGPD

Personal data processing, rights, transfers

GLBA

Financial NPI privacy, security program

Industry

LGPD

All sectors, Brazil residents globally

GLBA

Financial institutions, US non-banks

Nature

LGPD

Mandatory comprehensive data protection law

GLBA

Sectoral privacy/security regulation

Testing

LGPD

DPIAs for high-risk, ANPD audits

GLBA

Penetration tests, vulnerability assessments annually

Penalties

LGPD

2% Brazilian revenue, up to R$50M

GLBA

Up to $100K per violation, civil/criminal

Frequently Asked Questions

Common questions about LGPD and GLBA

LGPD FAQ

GLBA FAQ

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LGPD

GLBA

Quick Verdict

LGPD

GLBA

Key Features

Detailed Analysis

LGPD Details

What It Is

Key Components

Why Organizations Use It

Implementation Overview

GLBA Details

What It Is

Key Components

Why Organizations Use It

Implementation Overview

Key Differences

Scope

Industry

Nature

Testing

Penalties

Frequently Asked Questions

LGPD FAQ

What is the primary objective of LGPD?

Who is legally or professionally required to comply with LGPD?

Does LGPD require an external audit or third-party certification?

How often should an assessment for LGPD be performed?

What are the consequences of non-compliance with LGPD?

Can LGPD be mapped to other international frameworks?

What is the first step to begin implementing LGPD?

GLBA FAQ

What is the primary objective of GLBA?

Who is legally or professionally required to comply with GLBA?

Does GLBA require an external audit or third-party certification?

How often should an assessment for GLBA be performed?

What are the consequences of non-compliance with GLBA?

Can GLBA be mapped to other international frameworks?

What is the first step to begin implementing GLBA?

You Might also be Interested in These Articles...

How to Implement CIS Controls v8.1 as a ‘Control Backbone’ for NIS2 & DORA (Step-by-Step Implementation Guide)

NIST CSF 2.0 Plain English Decoder: Translating Govern, Supply Chain, and Core Functions from Jargon to Actionable Insights

CIS Controls v8.1 for Cloud & SaaS: A Practical Safeguard Playbook for AWS/Azure/GCP and Microsoft 365

Run Maturity Assessments with GRADUM

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