What It Is

TOGAF Standard, 10th Edition (The Open Group Architecture Framework) is a vendor-neutral enterprise architecture framework and methodology. Its primary purpose is designing, planning, implementing, and governing enterprise-wide change across business and IT. Core approach is the iterative Architecture Development Method (ADM) spanning phases from preliminary preparation to change management.

Key Components

• **ADM phasesPreliminary, A-H (Vision to Change Management), plus continuous Requirements Management.
• **Content FrameworkDeliverables, artifacts (catalogs, matrices, diagrams), building blocks.
• Enterprise Continuum, Architecture Repository, Reference Models (TRM, SIB, III-RM).
• Architecture Capability Framework for governance. No fixed controls; modular certification via Open Group paths.

Why Organizations Use It

Aligns strategy with execution, reduces duplication, accelerates delivery via reuse, improves risk management. Voluntary adoption drives efficiency, ROI, vendor neutrality. Builds stakeholder trust through governed, traceable architectures.

Implementation Overview

Phased tailoring: foundation, pilot, scale. Involves maturity assessment, ADM iteration, repository setup. Suits large enterprises across industries; requires training, tools like ArchiMate repositories. No mandatory audits; self-governed via Architecture Board.

What It Is

Basel III is the post-crisis global prudential regulatory framework issued by the Basel Committee on Banking Supervision (BCBS). It strengthens bank resilience by enhancing capital quality and quantity, constraining leverage, and mandating liquidity buffers. The framework uses a multi-metric, risk-based approach with non-risk-based backstops to address GFC weaknesses.

Key Components

• **Pillar 1Capital ratios (CET1 ≥4.5%, Tier 1 ≥6%, Total ≥8%) + buffers (conservation 2.5%, countercyclical, G-SIB); leverage ratio ≥3%; LCR ≥100%; NSFR ≥100%.
• **Pillar 2Supervisory review (ICAAP, stress testing).
• **Pillar 3Standardized disclosures (RWA comparability, LR1/LR2, CDC templates). No certification; national compliance model with output floor constraints.

Why Organizations Use It

• Mandatory via jurisdictional laws for internationally active banks.
• Builds resilience, reduces systemic risk, improves RWA comparability.
• Enables buffer usability, stakeholder trust, avoids penalties; optimizes asset allocation, funding.

Implementation Overview

• Phased enterprise transformation: governance, data/IT upgrades, models, reporting.
• Targets banks globally; proportionality by size/complexity.
• Supervisory oversight, Pillar 3 audits; multi-year timelines.