PCI DSS
Global standard for payment card data security
ISA 95
International standard for enterprise-manufacturing system integration.
Quick Verdict
PCI DSS mandates cardholder data security for payment processors via audits and scans, while ISA 95 provides integration models for manufacturing systems. Companies adopt PCI DSS to avoid fines and enable payments; ISA 95 to streamline ERP-MES data flows and reduce errors.
PCI DSS
Payment Card Industry Data Security Standard (PCI DSS)
Key Features
- 12 requirements across 6 objectives protect cardholder data
- 300+ granular sub-requirements enforce technical baseline security
- Transaction-volume levels dictate merchant validation rigor
- Prohibits sensitive authentication data storage post-authorization
- Quarterly ASV scans and annual penetration testing mandated
ISA 95
ANSI/ISA-95 Enterprise-Control System Integration
Key Features
- Purdue levels 0-4 hierarchy for system boundaries
- Activity models for manufacturing operations management
- Object models for equipment, materials, personnel
- Standardized Level 3-4 transactions and messaging
- Alias services for multi-system identifier mapping
Detailed Analysis
A comprehensive look at the specific requirements, scope, and impact of each standard.
PCI DSS Details
What It Is
Payment Card Industry Data Security Standard (PCI DSS) is a contractual security framework developed by the PCI Security Standards Council (PCI SSC), founded by major card brands. It mandates technical and operational controls to protect cardholder data (CHD) and sensitive authentication data (SAD) during storage, processing, and transmission. Organized into 12 requirements under 6 control objectives, it uses a control-based approach with scoping via Cardholder Data Environment (CDE).
Key Components
- Core pillars: Secure networks, data protection, vulnerability management, access controls, monitoring/testing, policies.
- Over 300 sub-requirements with testing procedures.
- Compliance levels (1-4 for merchants, 2 for service providers) based on transaction volume.
- Validation via SAQs, ROCs, QSAs, and ASVs; v4.0 adds customized approaches.
Why Organizations Use It
Merchants and service providers face contractual enforcement, fines, and processing bans for non-compliance. It reduces breach risks/costs ($37/record avg.), builds trust, and enables segmentation/tokenization for efficiency. Strategic benefits include fraud reduction and regulatory alignment (e.g., GDPR).
Implementation Overview
Phased: Scope CDE, gap analysis, remediate controls, validate/attest. Applies globally to card-handling entities; 3-12 months typical, with ongoing quarterly scans/pentests. High complexity/cost ($5K-$200K+).
ISA 95 Details
What It Is
ANSI/ISA-95 (IEC 62264) is an international framework for integrating enterprise business systems with manufacturing operations and control systems. It provides a technology-agnostic reference architecture using a hierarchical model (Purdue levels 0-4) to define boundaries, activities, and information exchanges, primarily at the Level 3-4 interface.
Key Components
- Eight parts covering models/terminology (Part 1), objects/attributes (Parts 2/4), activity models (Part 3), transactions (Part 5), messaging/alias services (Parts 6-7), and exchange profiles (Part 8).
- Core principles: Purdue hierarchy, equipment/personnel/material/production models.
- Compliance via architectural alignment, no formal product certification but training programs exist.
Why Organizations Use It
- Reduces integration risks, costs, errors in ERP-MES interfaces.
- Enables semantic consistency, data governance, regulatory traceability.
- Drives OEE improvements, operational agility, IT/OT collaboration.
Implementation Overview
- Phased: assessment, canonical modeling, pilot, rollout, governance.
- Applies to manufacturing industries globally; requires cross-functional teams, data stewardship.
Key Differences
| Aspect | PCI DSS | ISA 95 |
|---|---|---|
| Scope | Protects payment card data security | Integrates enterprise and manufacturing systems |
| Industry | Payment processing, merchants globally | Manufacturing, discrete/continuous processes |
| Nature | Contractual security standard, voluntary | Reference architecture framework, voluntary |
| Testing | Quarterly scans, annual audits by QSA/ASV | No formal tests, implementation validation |
| Penalties | Fines, loss of card processing privileges | No penalties, integration inefficiencies |
Scope
Industry
Nature
Testing
Penalties
Frequently Asked Questions
Common questions about PCI DSS and ISA 95
PCI DSS FAQ
ISA 95 FAQ
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