PCI DSS
Industry standard for securing payment cardholder data
PMBOK
Global standard for project management practices
Quick Verdict
PCI DSS mandates cardholder data security for payment entities via audits and scans, while PMBOK guides project success across industries through tailored processes. Companies adopt PCI DSS for compliance survival; PMBOK for delivery predictability and value.
PCI DSS
Payment Card Industry Data Security Standard v4.0
Key Features
- 12 requirements organized into 6 control objectives
- 300+ granular sub-requirements for technical controls
- Contractual enforcement by card brands and banks
- Network segmentation for scope reduction
- Quarterly ASV scans and annual penetration tests
PMBOK
Project Management Body of Knowledge (PMBOK® Guide)
Key Features
- Tailoring for predictive, agile, hybrid lifecycles
- Five Process Groups spanning project lifecycle
- Ten Knowledge Areas for discipline integration
- ITTO structure ensuring process traceability
- 12 Principles guiding value-focused outcomes
Detailed Analysis
A comprehensive look at the specific requirements, scope, and impact of each standard.
PCI DSS Details
What It Is
PCI DSS (Payment Card Industry Data Security Standard) is a global industry framework for protecting cardholder data (CHD) and sensitive authentication data (SAD). Managed by the PCI Security Standards Council (PCI SSC), it mandates technical and operational controls for organizations storing, processing, or transmitting payment card data. It uses a control-based approach with prescriptive requirements.
Key Components
- 12 core requirements grouped into 6 control objectives (e.g., secure networks, vulnerability management, access controls).
- Over 300 sub-requirements and testing procedures.
- v4.0 introduces defined/customized approaches, MFA emphasis, and ongoing validation.
- Compliance via SAQ (self-assessment) or ROC (QSA audit), plus quarterly ASV scans.
Why Organizations Use It
- Contractual obligation for merchants/service providers; non-compliance risks fines, processing bans.
- Reduces breach costs ($37/record avg.), builds customer trust.
- Enhances risk management, fraud prevention; aligns with GDPR.
- Competitive edge via validated security.
Implementation Overview
- Assess-Repair-Report cycle: scope CDE, gap analysis, remediate, validate.
- Applies to all card-handling entities globally; Levels 1-4 by volume.
- Costs $5K-$200K+; 3-12 months typical; requires QSA/ASV for high-volume.
PMBOK Details
What It Is
PMBOK® Guide – Project Management Body of Knowledge, published by the Project Management Institute (PMI), is a global framework and standard for project management practices. Its primary purpose is to provide principles, performance domains, and processes for effective project delivery across industries. It employs a principle- and outcomes-based approach in recent editions, evolving from process-heavy models.
Key Components
- **Five Process GroupsInitiating, Planning, Executing, Monitoring & Controlling, Closing.
- Ten Knowledge Areas (e.g., Integration, Scope, Risk, Stakeholder) or seven Performance Domains (e.g., Governance, Stakeholders, Risk).
- 12 Principles (e.g., stewardship, value focus) and ITTOs (Inputs, Tools & Techniques, Outputs).
- Voluntary adoption with PMP certification; tailoring emphasized, no fixed controls count.
Why Organizations Use It
- Enhances predictability, reduces risks, aligns projects to strategy.
- Supports compliance via embedded controls in quality, procurement, risk.
- Drives competitive edge through standardization; high-performers 3x more likely to use.
- Builds stakeholder trust via governance baselines and artifacts.
Implementation Overview
- Phased rollout: assessment, tailoring, pilots, training, tooling.
- Involves gap analysis, PMO setup, change management; suits all sizes/industries.
- No mandatory audits; focus on maturity models like OPM3. (178 words)
Key Differences
| Aspect | PCI DSS | PMBOK |
|---|---|---|
| Scope | Payment card data security controls | Project lifecycle management practices |
| Industry | Payment processing, merchants globally | All industries, projects worldwide |
| Nature | Contractual security standard, enforced by brands | Voluntary project management guide |
| Testing | Quarterly scans, annual audits by QSAs/ASVs | Tailored maturity assessments, OPM3 audits |
| Penalties | Fines, loss of card processing rights | No penalties, performance/reputation risks |
Scope
Industry
Nature
Testing
Penalties
Frequently Asked Questions
Common questions about PCI DSS and PMBOK
PCI DSS FAQ
PMBOK FAQ
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