Standards Comparison

    GLBA

    Mandatory
    1999

    U.S. law for financial privacy notices and safeguards

    VS

    EN 1090

    Mandatory
    2009

    EU standard for steel/aluminium structural execution and CE marking

    Quick Verdict

    GLBA mandates US financial privacy notices and security programs for NPI protection, while EN 1090 requires EU structural steel/aluminium fabrication controls for CE marking. Organizations adopt GLBA for regulatory compliance and trust; EN 1090 for market access.

    Financial Privacy

    GLBA

    Gramm-Leach-Bliley Act of 1999

    Cost
    €€€€
    Complexity
    High
    Implementation Time
    12-18 months

    Key Features

    • Mandates privacy notices and opt-out for NPI sharing
    • Requires written information security program with risk assessments
    • Designates Qualified Individual for oversight and board reporting
    • Imposes 30-day FTC breach notification for 500+ consumers
    • Applies to broad non-bank financial institutions
    Structural Metalwork

    EN 1090

    EN 1090 Execution of steel and aluminium structures

    Cost
    €€€€
    Complexity
    High
    Implementation Time
    6-12 months

    Key Features

    • Factory Production Control (FPC) certification for CE marking
    • Risk-based Execution Classes (EXC1-EXC4)
    • Welding quality via ISO 3834 alignment
    • Material traceability and NDT requirements
    • Ongoing Notified Body surveillance audits

    Detailed Analysis

    A comprehensive look at the specific requirements, scope, and impact of each standard.

    GLBA Details

    What It Is

    Gramm-Leach-Bliley Act (GLBA), enacted in 1999, is a U.S. federal regulation establishing baseline privacy and security for consumer financial data. It targets nonpublic personal information (NPI) handled by financial institutions via a risk-based approach through Privacy Rule and Safeguards Rule.

    Key Components

    • Privacy Rule (16 C.F.R. Part 313): Initial/annual notices, opt-out for nonaffiliated sharing.
    • Safeguards Rule (16 C.F.R. Part 314): Comprehensive security program with nine elements including risk assessment, Qualified Individual, board reporting, vendor oversight.
    • **Pretexting provisionsAnti-social engineering protections. Compliance via FTC enforcement for non-banks; no formal certification but auditable programs.

    Why Organizations Use It

    Mandated for financial entities; mitigates enforcement risks (fines up to $100K/violation), enhances trust, reduces breach costs. Builds resilience, vendor controls, competitive edge in data handling.

    Implementation Overview

    Phased: scoping, risk assessment, policy development, technical controls (encryption, MFA), testing, training. Applies broadly to banks/non-banks; ongoing audits, board reports. Typical for mid-large firms; scalable for small entities.

    EN 1090 Details

    What It Is

    EN 1090 is the European harmonized standard family for execution and conformity assessment of steel and aluminium structural components. It enables CE marking under the Construction Products Regulation (CPR). Scope covers fabrication, assembly, and kits for construction works. Key approach: risk-based via Execution Classes (EXC1-EXC4) linking consequence, service, and production categories.

    Key Components

    • **EN 1090-1Conformity assessment, Factory Production Control (FPC), Declaration of Performance (DoP).
    • **EN 1090-2/-3Technical rules for steel/aluminium (welding, tolerances, corrosion, NDT).
    • ISO 3834 alignment for welding; traceability, inspection scaled by EXC. Certification: Notified Body audits FPC with initial inspection and surveillance (AVCP 2+).

    Why Organizations Use It

    • Mandatory for EU/EEA market access of load-bearing components.
    • Mitigates liability, ensures quality, reduces rework.
    • Enables high-risk projects (EXC3/4), builds stakeholder trust.
    • Competitive edge via certified capability.

    Implementation Overview

    Phased: gap analysis, FPC development, welding quals, NB certification. Targets fabricators; 3-12 months typical. Involves training, digital traceability, ongoing audits. (178 words)

    Key Differences

    Scope

    GLBA
    Consumer financial privacy and data security
    EN 1090
    Structural steel/aluminium fabrication conformity

    Industry

    GLBA
    Financial institutions (broad, US-focused)
    EN 1090
    Construction/metal fabrication (EU/EEA)

    Nature

    GLBA
    US federal regulation with FTC enforcement
    EN 1090
    EU harmonized standard for CE marking

    Testing

    GLBA
    Risk assessments, penetration testing, audits
    EN 1090
    Factory audits, welding quals, NDT inspections

    Penalties

    GLBA
    $100k/violation, criminal up to 5 years
    EN 1090
    Market exclusion, certificate suspension

    Frequently Asked Questions

    Common questions about GLBA and EN 1090

    GLBA FAQ

    EN 1090 FAQ

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